If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Georgia Commerce Bank 2 Year CD Account |
1.15%
Date: Feb 7, 2012
|
| Providence Bank 2 Year CD Account |
1.10%
Date: Feb 22, 2012
|
| First Southern State Bank 2 Year CD Account |
1.05%
Date: Feb 9, 2012
|
| 1st Choice Credit Union 2 Year CD Account |
1.01%
Date: Feb 14, 2012
|
| Beal Bank 12 Month CD Account |
1.01%
Date: Feb 9, 2012
|
| Cherokee Bank 2 Year CD Account |
1.01%
Date: Feb 9, 2012
|
| Delta Community Credit Union Savings Account |
0.35% to
0.30% Date: Feb 16, 2012
|
| 1st Choice Credit Union 2 Year CD Account |
1.76% to
1.01% Date: Feb 14, 2012
|
| 1st Choice Credit Union 12 Month CD Account |
1.25% to
0.75% Date: Feb 14, 2012
|
| 1st Choice Credit Union 6 Month CD Account |
1.00% to
0.50% Date: Feb 14, 2012
|
| CornerstoneBank 2 Year CD Account |
1.00% to
0.45% Date: Feb 13, 2012
|
| CornerstoneBank 12 Month CD Account |
0.75% to
0.30% Date: Feb 13, 2012
|

